How Consumer Representation Works

1. Initial Consultation
We discuss the vehicle transaction, your priorities, trade situation, budget, and the dealership proposal. Please do not send Social Security numbers, bank details, passwords, or full credit reports.

2. Complete Deal Review
We review the purchase price, out-the-door total, trade value and payoff, APR, loan term, fees, optional products, add-ons, and total payments. We focus on the entire transaction—not only the monthly payment.

3. Consumer Representation
Using approximately 12 years of dealership-management experience, Justin represents the consumer's interests during the dealership process and helps negotiate the numbers while identifying high-pressure sales and finance tactics.

4. You Make the Final Decision
The dealership sells the vehicle and the consumer decides whether to proceed. Midwest Auto Consulting sells a $299–$499 consulting and representation service. We do not sell vehicles, provide loans or financing, inspect or repair vehicles, or guarantee savings or results.

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